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Loans Ontario

FatCatLoans Canada specialises in helping people in Ontario secure various types of loans, including installment loans, car loans, and even a business loan. In fact, loans Ontario forms the biggest part of our business in Canada. We have a panel of reputable and well-reviewed online financing providers in Ontario. So, whether you require funds to cover unexpected expenses, repairs for your car, or to expand your business, there are numerous online options available that can provide an instant solution. You can apply online in a matter of minutes, be approved in an instant, and receive the financing you require in a matter of hours.

Even if you have bad credit, we can connect you with the right loan provider in Canada.

Why Apply Through Us?

  • Specialist panel of online lenders who can help Ontario residents
  • All credit histories welcome
  • Payment terms and rates suited to your requirements
  • Quick online decision with money paid direct to your bank account

Top Questions...

How to apply for personal loans in Ontario

The process is instant and easy for Ontario loans. We required just one simple application to be completed on our website. Our systems will then automatically search best loan offers from multiple Canadian lenders in seconds. This will save you time and give you the very best chance of instant loan approval. Through our website, you can apply for loans online between $300 and $5,000, 24 hours a day, 365 days a year.

How do I borrow money in Ontario?

The process is straightforward. You’ll need to meet the following criteria to borrow money through us:

  • Be a Canadian citizen
  • Have regular form of income in Canada
  • Over 18 years of age
  • Have a valid Canadian bank account

What documentation do I need to apply for personal loans?

You will need the following documents to apply for credit line in Ontario:

  • A driver's license, for example, serves as proof of identity.
  • Canadian Social Insurance Number
  • Employment status in Canada, which may include a letter from your employer

The following information is required: your home address, phone number, and email address.

  • A Canadian bank account with the ability to set up automatic deposits

It is worth noting at this point that the process for applying for a business loan will require different documentation. If you require a business loan in Ontario, please visit our Business Loan page to learn more on the application process.

What credit score do I need to get a personal loan in Ontario?

Each lender in Canada has different credit score requirements. Many Ontario lenders, such as Canadian banks and credit unions, will require a credit score of 660 or higher. Any score below 660 may still result in approval, but at a higher interest rate, depending on the lender you choose.

If you are turned down, don’t worry as we can help you try a different lender who specialise in lending to Ontarians with low credit scores or bad credit history.

Is it possible to get no credit check loans in Ontario?

In Ontario, some non-traditional lenders will approve you for installment loans without a credit check, but you should compare the interest rates they are offering. These Canadian lenders frequently charge higher interest rates to compensate for the higher lending risk to Ontarians with unknown credit scores or bad credit.