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Privacy Policy

Protecting your personal details on our website

We know that you care how information about you is used and shared, and we appreciate your trust in us to do that carefully and sensibly. This notice describes our privacy policy and forms part of our website terms and conditions ("Website Terms").

We believe it is important to protect your Data, and we are committed to giving you a personalised service that meets your needs in a way that also protects your privacy. This policy explains how we may collect Personal Data about you. It also explains some of the security measures we take to protect your Personal Data and tells you certain things we will do and not do. You should read this policy in conjunction with the Website Terms.

When we first obtain Personal Data from you or take a new service or product from us, we will allow you to tell us if you do or do not want to receive information from us about other services or products (as applicable). You can typically tick a box on an application form or contract. You may change your mind at any time by emailing us at the address admin@fatcatloans.ca.

We collect and may hold personal data from you via this website and from third-party sources and use it for making decisions, providing services and servicing our relationship with you, to understand your financial needs, assess your credit application, to conduct our business, to provide you with better customer services and products from both ourselves and those of selected third parties, to evaluate the effectiveness of our marketing of the website and for statistical analysis. We only collect information necessary for the operation of the provision of our Service to you. We will not keep your personal data for longer than required to provide the Service or as required by law.

We may pass this information to other members or agents, as permitted by law, so that they may do the same and pass information held by them about you to us so that we may do the same. In providing our Service to you, we may disclose your information to the following third parties who may provide us with further information about you. Such third parties may also be required to disclose your information to selected third parties concerning this application, and as required by law, such as Credit Reference Agencies, corporate groups and/or affiliate companies, any other creditor in the context of your current application form to assist you in your application, any collector or tracing agent, to any company, business or intermediary associated with us to recover debt; and/or any prospective purchaser of our company.

We reserve the right to access and disclose to third parties any information to comply with applicable laws, including but not limited to the disclosure in accordance with the Act, the Regulation of Investigatory Powers Act, and lawful authority requests, to safeguard the proper operation of our systems and to protect ourselves and our customers/prospective customers. By submitting an application form through this site, you agree that we can contact you by post, telephone, and/or email (or such other channel we may adopt from time to time) to tell you about other products and services offered by ourselves or other carefully selected companies, that we believe would be of interest to you. We may also pass your information to third-party financial services companies to tell you about their services or products.

All information submitted in this form is held safely and securely by us. We require all parties to whom we may pass your information to treat it with the same degree of confidentiality.