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Category: Canadian Lending Law & Consumer Rights

What to do if a lender violates your consumer rights in Canada September 11, 2026

Learn how to complain if you believe a lender has violated your consumer rights in Canada, when FCAC can help and where to escalate an unresolved complaint.→

PIPEDA and loan application data privacy in Canada September 2, 2026

Learn how Canadian privacy rules may apply to your loan application, what lenders can do with your personal information and what rights you have.→

August 19, 2026

Know Your Rights Before You Borrow Last Updated: August 2026 Borrowing money is a legal agreement. When you accept a loan, you agree to repay the money according to the terms of the contract. But lend...→

Canada 35% loan interest cap illustration with cat July 3, 2026

Canada's new 35% interest rate cap is changing the lending landscape. Learn what the new regulations mean for borrowers, which loans are affected, how APR works, and what to consider before taking out...→

Flat vector illustration of cat learning about payday loan laws in Canada. March 31, 2026

Payday loans are legal in Canada but heavily regulated at both federal and provincial levels. This complete 2026 guide explains the $14 per $100 fee cap, borrower rights, cooling-off periods, rollover...→