Canada's new 35% interest rate cap is changing the lending landscape. Learn what the new regulations mean for borrowers, which loans are affected, how APR works, and what to consider before taking out...→
July 3, 2026
Disclosure: FatCat Loans Canada is a loan matching service and does not make lending decisions. We connect applicants with licensed lenders in our network and receive a commission from lenders when a loan is funded. There is no cost to you for using our service.
Regulatory Note: FatCat Loans operates in accordance with applicable Canadian consumer protection legislation and FCAC guidelines. For borrower rights and resources, visit the Financial Consumer Agency of Canada at canada.ca/fcac.
Rate Disclosure: Rates from 4.84% to 35% APR. Representative example: Borrow $5,000 for 24 months at 24.99% APR - 24 payments of $268.67, total $6,448.08.
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